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The method I use to scan this white banknote greatly enhances the watermark.
However, it also accentuates any creases and marks that might have been.
The note appears better than it looks from the scan
Date: 1915 March 9
Branch: Leeds
Value: £5.00
No. 86/T 75197
Signed: J. G. Nairne
Obv. Faint ‘34477’ at top right (1 o’clock)
Rev. Clean back. I cannot see any trace of a crease !
Grade: AUNC