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The method I use to scan this white banknote greatly enhances the watermark.

However, it also accentuates any creases and marks that might have been.

The note appears better than it looks from the scan 

Date:  1949 April 16

Value:  5.00

No. N12 015989

Signed: P. S. Beale

Obv. Blue ink mark just above 'Bearer'. Creased down & across centre. Slightly frayed on right edge.

Rev. Slightly dirtier at top left quarter. Blue ink mark shows through. In black ink '23594 Hitchin' & 23009 

        in top right corner.

Grade: Fine - a gap filler !? 

Price:   80.00

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